How Do I Make a Claim After a Car Accident in Queens? A Step-by-Step Guide (Mallilo & Grossman)
How Do I Make a Claim After a Car Accident in Queens? A Step-by-Step Guide (Mallilo & Grossman)
Blog Article
Introduction
Car accidents are stressful—especially when you’re left with injuries, mounting bills, and an insurance company that’s more focused on profits than your recovery. If you’re wondering, “How do I make a claim after a car accident in Queens?”, you’re not alone.
The good news? Mallilo & Grossman, Queens’ largest personal injury law firm, has helped thousands of accident victims navigate the claims process and secure maximum compensation. This guide breaks down exactly what to do, step by step, so you can protect your rights—and your future.
What to Do Immediately After the Accident
Check for Injuries & Call 911
Even a minor fender-bender can cause hidden injuries (like whiplash or concussions). If anyone is hurt, call 911 immediately. A police report is critical evidence for your claim.
Move to Safety (If Possible)
If your car is blocking traffic and it’s safe to move, pull over to the shoulder. Turn on hazard lights and set up flares or cones if available.
Document the Scene
Use your phone to take:
✅ Photos of vehicle damage
✅ Skid marks or debris
✅ Traffic signs/weather conditions
✅ Your injuries (bruises, cuts, etc.)
Exchange Information
Get the other driver’s:
Name, phone number, and address
Insurance details (company + policy number)
License plate number
Avoid discussing fault—let the evidence speak for itself.
Report the Accident
In New York, you must report accidents involving injury, death, or $1,000+ in damage within 10 days (DMV Form MV-104).
Seeking Medical Attention
Why It’s Crucial (Even If You Feel Fine)
Adrenaline can mask pain. Delayed symptoms (like back pain or headaches) often appear days later. Seeing a doctor:
Creates a medical record linking injuries to the crash
Prevents insurers from arguing your injuries “weren’t serious”
Types of Injuries That May Appear Later
Whiplash (neck stiffness, dizziness)
TBIs (headaches, memory fog)
Soft tissue damage (swelling, limited mobility)
Notifying Your Insurance Company
What to Say (and What NOT to Say)
DO: Report basic facts (date, location, other driver’s info).
DON’T: Admit fault, speculate, or agree to a recorded statement.
How Mallilo & Grossman Handles Insurers
They deal with adjusters so you don’t have to, shutting down lowball offers and bad-faith tactics.
Filing a Claim: Step-by-Step
Step 1: Gather Evidence
Police report
Medical records/bills
Witness statements
Pay stubs (for lost wages)
Step 2: Calculate Damages
Queens victims can claim:
Medical expenses (current + future)
Lost wages
Pain and suffering
Property damage
Step 3: Submit a Demand Letter
Mallilo & Grossman drafts a detailed demand package to insurers, backed by evidence.
Step 4: Negotiate or Sue
90% of cases settle, but if the insurer refuses to pay fairly, they’ll file a lawsuit.
How Mallilo & Grossman Maximizes Your Compensation
Proven Negotiation Tactics
They know insurers’ playbook and counter with:
Accident reconstruction experts
Medical testimony
Past verdicts/settlements
When to Take a Case to Court
If the insurer won’t budge, they’re trial-ready—Queens juries award higher payouts than settlements.
Common Mistakes to Avoid
Admitting Fault
Even saying “I’m sorry” can be twisted against you.
Delaying Medical Care
Gaps in treatment hurt your claim.
Settling Too Quickly
Once you sign, you can’t reopen the case—even if injuries worsen.
Why Choose Mallilo & Grossman?
Free Consultations
No cost to review your case.
No Fees Unless You Win
They only get paid if you recover money.
Frequently Asked Questions
1. How long do I have to file a car accident claim in Queens?
New York’s statute of limitations is 3 years for injury claims, but evidence fades fast—act now.
2. What if the other driver is uninsured?
You can file through your uninsured motorist coverage (required in NY).
3. Can I still claim if I was partly at fault?
Yes! NY’s comparative negligence law lets you recover damages even if you’re 50% at fault.
4. How much is my case worth?
It depends on injuries, lost wages, and pain/suffering. Mallilo & Grossman won’t sugarcoat it—they’ll give you a realistic estimate.
5. What if the insurance company denies my claim?
They’ll appeal or sue, fighting for every dollar you deserve.
Conclusion
Navigating a car accident claim alone is like playing chess against a grandmaster blindfolded. Insurers have teams of lawyers—why shouldn’t you? Mallilo & Grossman levels the playing field with aggressive advocacy, zero upfront costs, and a track record of winning.
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